It took decades to build your portfolio, now one life event could take away all those assets.
As our parents and grandparents age, long term care can be an unexpected expense that can change your retirement plan. Here are the facts: The national average monthly costs for in home care is $4000, assisted living is $3600 and a private nursing home at $7700.
Avoid the portfolio killer!
Long Term Care Insurance can provide funds to supplement care for a loved one when needed. In most cases the person in need of care would prefer to stay home as long as possible. Most people assume these in home costs will be covered by Medicare or Medicaid. In fact, Medicare coverage is very limited and Medicaid is very difficult to qualify for.
Call:781-569-5909 Text:508-868-9980 jcasale@sagamorewealth.com